Structa ScoreCredit Scoring Engine
Data-driven credit decisions, explained and auditable.
A credit scoring and decision engine that combines internal, bureau and alternative data into transparent, configurable scorecards.
Why institutions choose Structa Score
Structa Score turns data into consistent credit decisions. Institutions combine repayment history, transaction behaviour, credit bureau data and other approved sources into scorecards and decision rules, with every score explained and every model change version-controlled.
Consistent decisions
The same policy applied to every applicant, every time.
Explainable scores
Each score broken down into the factors that produced it.
Configurable models
Scorecards and rules adjusted without engineering releases.
Governed changes
Version control and approval for every model update.
Inside Structa Score
Core functionality, configured to your products, policies and controls.
- 01
Scorecard builder
Weighted scorecards built from internal and external data.
- 02
Decision rules
Eligibility, limits and pricing rules layered on scores.
- 03
Bureau integration
Credit reference data included in scoring automatically.
- 04
Alternative data
Transaction and behavioural data from approved sources.
- 05
Champion and challenger testing
Compare model versions on live traffic safely.
- 06
Model monitoring
Track approval rates, performance and drift over time.
Get the Structa Score product sheet
A concise brief for your technology, operations and procurement teams, sent straight to your inbox.
- Features and functional overview
- Architecture, security and integrations
- Implementation approach and timelines
Structa Score questions
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