Structa PayPayment Gateway
One integration for mobile money, bank and card payments.
A payment gateway that unifies M-Pesa, bank and card collections behind one secure API, with real-time notifications and settlement reporting.
Why institutions choose Structa Pay
Structa Pay gives institutions and enterprises a single, secure gateway to every major payment rail. Collections from M-Pesa paybill and STK push, bank transfers and cards arrive through one API with real-time callbacks, idempotent processing and settlement reporting.
One integration
Every rail behind a single, documented API.
Real-time confirmation
Instant callbacks and posting to downstream systems.
Reliable processing
Idempotency and retries prevent duplicate or lost payments.
Clear settlement
Settlement and fee reporting across all channels.
Inside Structa Pay
Core functionality, configured to your products, policies and controls.
- 01
M-Pesa collections
Paybill, till and STK push collections.
- 02
Bank payments
Bank transfer collections and notifications.
- 03
Card acceptance
Card payments through approved processors.
- 04
Unified API
One API and webhook model for all rails.
- 05
Transaction monitoring
Live dashboards, alerts and failure handling.
- 06
Settlement reporting
Settlement, fees and channel performance reports.
Get the Structa Pay product sheet
A concise brief for your technology, operations and procurement teams, sent straight to your inbox.
- Features and functional overview
- Architecture, security and integrations
- Implementation approach and timelines
Structa Pay questions
Engineering, Redefined.
Talk to our engineers about the mission-critical systems your institution depends on.